Effective Date July 01, 2024

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Vianca's Insurance & Financial Services Group, Inc. ("we," "us," or "our") values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information in compliance with the California Consumer Privacy Act (CCPA) and other applicable California privacy laws.

 

Information We Collect

We may collect the following categories of personal information:

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1. Identifiers: Name, address, email address, phone number, Social Security number, driver’s license number, and other similar identifiers.
2. Commercial Information: Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
3. Internet or Other Electronic Network Activity: Browsing history, search history, and information regarding your interaction with our website or advertisements.
4. Geolocation Data: Physical location or movements.
5. Professional or Employment-Related Information: Current or past job history, job title, and employer.
6. Inferences Drawn from Other Personal Information: Profile reflecting preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

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How We Use Your Information
 

We use your personal information for the following purposes:

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- To provide and manage insurance and financial services.
- To process transactions and send related information, including purchase confirmations and invoices.
- To provide customer support and respond to your inquiries.
- To improve our website, products, and services.
- To communicate with you about updates, offers, promotions, and events.
- To comply with legal obligations and enforce our terms and policies.

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Sharing Your Information
We may share your personal information with:

- Service Providers: Third-party vendors, service providers, contractors, or agents who perform services on our behalf.
- Business Transfers: In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.
- Legal Obligations: When required by law or to protect the rights, property, or safety of our company, our customers, or others.

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Your Rights and Choices

Under the CCPA, California residents have specific rights regarding their personal information. These rights include:

- Access: You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.
- Deletion: You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions.
- Opt-Out of Sale: You have the right to opt-out of the sale of your personal information. However, we do not sell personal information.
- Non-Discrimination: You have the right to not receive discriminatory treatment for exercising any of your CCPA rights.

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Exercising Your Rights
To exercise the access, deletion, and opt-out rights described above, please submit a verifiable consumer request to us by:

- Email: blancam@viancasinsurancegroup.com
- Phone: +1 (619)799-9443
- Mail:  737 3rd Ave Ste B, Chula Vista, San Diego, CA 91910.

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Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information.

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Changes to Our Privacy Policy
We reserve the right to amend this Privacy Policy at our discretion and at any time. When we make changes, we will post the updated policy on our website and update the policy’s effective date.

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Contact Information
If you have any questions or comments about this Privacy Policy, the ways in which we collect and use your personal information, or your rights regarding such use, please do not hesitate to contact us at:

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- Email: blancam@viancasinsurancegroup.com

- Phone: +1 (619)799-9443

- Mail:  737 3rd Ave Ste B, Chula Vista, San Diego, CA 91910.

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This Privacy Policy for Vianca's Insurance & Financial Services Group, Inc. is provided in accordance with California law to inform California residents of their privacy rights.